Understanding Your Coverage Not all injuries are covered by Workers’ Compensation Law, even if the injury happened “on the job.” Compensation applies only when the harm suffered by the employee “arises out of and in the course of employment.”
These words from the Maryland statute are very important. Being hurt while working is not always enough. The law looks for events that happen “by chance or without design, taking place unexpectedly or unintentionally.”
Critical Deadlines & Filing Responsibilities – Time is of the essence. There are strict deadlines for filing a workers’ compensation claim, regardless of the type of injury. With few exceptions, you have up to 2 years to file. If you miss this deadline, your claim will be summarily denied, and you will be unable to proceed.
It is vital that you:
Immediately notify your employer of the accident and any injuries.
File the “Employee’s Claim” yourself. The Employer and Insurer will never file this claim on your behalf. Do not confuse an “Employer First Report” or receiving an insurance claim number with the actual filing of the claim. It is your sole responsibility to ensure the Employee’s Claim is filed with the commission.
Available Benefits – Workers’ compensation is complicated. If you believe you are entitled to compensation, please contact our offices to discuss the potential of your case. Benefits may include:
Medical/Hospitalization Benefits
Temporary Total Disability Benefits
Permanent Total Disability Benefits
Permanent Partial Disability Benefits
Wage Reimbursement Benefits
Vocational Rehabilitation Benefits
We Are Here to Help – We are here to ease the stress of your accident. Depending on the circumstances surrounding your injury, you may even have a personal injury claim on top of your benefits. If a third party caused your injury, we will advocate for you to receive the additional compensation you deserve.
Navigating the Aftermath of an Accident – There is no question that an accident can impact you both emotionally and physically. In the moments following a collision, protecting your health and your future claim is critical.
What to Do After an Accident To protect your rights, please take the following steps if you are able:
Call the police.
Exchange info: Get the address, phone number, and insurance from the other driver(s).
Collect evidence: Take photos of all vehicle damage and look for witnesses.
See a doctor: Seek medical treatment for any potential injuries. Note: Do not state you have “no injuries” until you have had time to fully assess your condition.
Seek Counsel: Contact an attorney to represent you before speaking to insurance companies.
How We Help You Recover Once the immediate danger has passed, we want to help you through this difficult time in the best way we know how: by getting you the compensation you need to make up for the consequences of the accident.
Our main goal is to maximize your recovery physically, emotionally, and financially. We have successfully recovered compensation for clients in a wide range of cases, including:
Car, Truck, Motorcycle, and Bike Accidents
Slip and Falls / Premises Liability
Medical Malpractice
Insurance companies will know if you don’t have a lawyer representing you, and they may try to take advantage of your situation. The only way for you to know what your claim is worth is to consult with an experienced personal injury attorney.
Insurance companies are not your friends, and they are not on your side. Their goal is to pay as little as possible on any insurance claim. Our goal is to maximize your recovery and help you obtain appropriate compensation for:
We want to know how your injury has impacted your life so that we can help you reclaim those parts you lost.
